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"Education is the most powerful weapon which you can use to change the world”
– Nelson Mandela

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WK 4.2 - Long-Term Care Insurance

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Q In your reading this week, you read about the concept and purpose of long-term care insurance. Do you see any value in purchasing long-term care insurance? Why or why not? Instructions: Your initial discussion response must include references and in-text citations in APA style. (Your assigned readings must be one of your references). If your response to a classmate includes information from an outside source, it must be cited and a reference listed. However, if it your response to a classmate is fully your own thoughts and ideas, citations and a reference is not needed. Initial response of 200-250 words. Due: 11:59 PM ET Wednesday of this week Respond to two classmates (100-150 words) Due: 11:59 PM ET Sunday of this week

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Initial response of 200-250 words. Due: 11:59 PM ET Wednesday of this week Respond to two classmates (100-150 words) Due: 11:59 PM ET Sunday of this week I think that purchasing long-term care insurance can be valuable. This is because of the ways in which the life-expectancy rates of individuals are becoming inconsistent gradually (Niles, 2020). Moreover, there can be benefits of such insurance obtained by the family members of the insured individuals. Therefore, individuals dying at early ages in their lives can be able to secure the lives of their family members with the purchasing of this type of insurance. The lack of proper prediction of the life expectancies of individuals can make it impossible for individuals to understand whether they will need long-term care insurance or not. There can